Title verify · 2026

EC Online Kaise Nikalein

Encumbrance Certificate (EC) batata hai property par koi loan, mortgage, ya court charge to nahi — last 15-30 saal ka transaction record. Bank loan bina EC ke nahi deta. Ab kai states mein online EC — UP (IGRSUP), Telangana, Karnataka (Kaveri), TN. Zameen kharidne se pehle EC must — saath mein area deed se match karo.

By BhumiMeter Editorial · 18 May 2026 · Updated 3 June 2026

EC kya hota hai?

Sub-registrar office ka official list of registered transactions on a property — sale, gift, mortgage. "Nil EC" = koi encumbrance nahi (rare for old urban plots). Active mortgage dikhe to bank NOC must before you buy.

Kitne saal ka EC?

State-wise online EC

Online EC portals (2026)

StatePortalSearch by
UPigrsup.gov.inProperty details, SRO
Telanganaregistration.telangana.gov.inSurvey no., district
KarnatakaKaveri Online (kaverionline.karnataka.gov.in)Survey, PID
Tamil NaduTNREGINETSurvey, sub-registrar
MaharashtraIGR Maharashtra e-searchIndex II details
Andhra PradeshIGRS APDocument number

EC + area verification

EC mein area sometimes mention hoti hai — deed sq ft se match. Agricultural sale "4 Kanal" Punjab = 21,780 sq ft — EC chain mein har transfer same plot identify kare. Khasra change hua partition mein? EC gap = red flag.

Red flags EC mein

Ab aap khud check kar sakte ho — neeche BhumiMeter ka free live converter hai. State select karo, unit choose karo, number daalo — turant result milega. Koi signup nahi, koi paisa nahi.

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Encumbrance Certificate — FAQ

EC kitne din mein?

Online 1-3 days; offline tehsil 1-2 weeks.

Nil EC matlab?

Period mein koi registered charge nahi — still Bhulekh verify.

Cost?

Nominal — state wise ₹100-500 online.

Flat EC?

Survey/sub-registrar index — builder society NOC alag.

30 year mandatory?

Bank usually haan — cash deal mein bhi lo.

UP portal?

igrsup.gov.in EC section.

Mortgage clear kaise?

Seller loan close → bank NOC → fresh EC.

Area EC mein?

Har deed schedule match karo sq ft/Bigha.

Mutation link?

Mutation guide.

Converter?

BhumiMeter.

Related: buyer checklist, Bhulekh, UP IGRSUP.

Related guides

Conversion values on BhumiMeter are indicative and sourced from widely accepted regional standards — not a substitute for your sale deed, Bhulekh/Khasra extract, or tehsildar certificate. Verify locally before any transaction.